{"id":591,"date":"2026-04-22T14:45:22","date_gmt":"2026-04-22T09:45:22","guid":{"rendered":"https:\/\/kristalkredit.uz\/?post_type=news&#038;p=591"},"modified":"2026-04-23T15:20:19","modified_gmt":"2026-04-23T10:20:19","slug":"how-to-protect-money-on-a-card-from-fraudsters","status":"publish","type":"news","link":"https:\/\/kristalkredit.uz\/uz\/news\/how-to-protect-money-on-a-card-from-fraudsters\/","title":{"rendered":"Bank kartasidagi mablag\u2018larni firibgarlardan qanday himoya qilish kerak?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Bugungi kunda pullarni nafaqat hamyondan, balki bevosita bank kartasidan ham o\u2018g\u2018irlashlari mumkin. Firibgarlar doimiy ravishda yangi sxemalarni o\u2018ylab topishmoqda, shuning uchun xavfsizlikning asosiy qoidalariga amal qilish muhimdir. Quyidagi choralar tuzoqqa tushmaslikka yordam beradi:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Karta ma\u2019lumotlarini hech kimga aytmang<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PIN-kod, CVV\/CVC va amal qilish muddati \u2014 bu qat\u2019iy shaxsiy ma\u2019lumotlardir.<br>Hatto \"bankdan\" qo\u2018ng\u2018iroq qilib, kartangiz bloklanishi bilan qo\u2018rqitishsa ham \u2014 ishonmang. Haqiqiy bank xodimlari bunday ma\u2019lumotlarni so\u2018rashmaydi.<br>To\u2018lov vaqtida kartani begona qo\u2018llarga bermang va PIN-kodni kiritishda klaviaturani doimo to'sib turing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Amaliyotlar haqida bildirishnomalarni yoqing<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">SMS yoki push-bildirishnomalar shubhali tranzaksiyani darhol payqashga yordam beradi.<br>Agar biror shubhali holatni sezsangiz \u2014 kartani tezda bloklab, pullaringizni saqlab qolishingiz mumkin.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Antivirus o\u2018rnating<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Telefon va kompyuter \u2014 bu sizning mablag\u2018laringizga to\u2018g\u2018ridan-to\u2018g\u2018ri yo\u2018ldir.<br>Antivirus zararli ilovalar va soxta saytlardan himoya qiladi. Asosiysi \u2014 uni faqat rasmiy manbalardan yuklab oling.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Har qanday \u00abmuammo\u00bbni qayta tekshiring<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Karta bloklangani yoki shubhali operatsiya haqida xabar keldimi?<br>Sarosimaga tushmang va qo\u2018ng\u2018iroq yoki xabardagi ko\u2018rsatmalarga amal qilmang. Yaxshisi, bankning rasmiy saytidagi raqam orqali o\u2018zingiz bog\u2018laning.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. To\u2018lov qilishdan oldin saytlarni tekshiring<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Soxta saytlar deyarli haqiqiysiga o\u2018xshash bo\u2018ladi.<br>Quyidagilarga e\u2019tibor bering:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sayt manzili (xatolarsiz va ortiqcha harflarsiz bo\u2018lishi kerak).<\/li>\n\n\n\n<li>https mavjudligi.<\/li>\n\n\n\n<li>Brauzer satridagi qulf belgisi.<\/li>\n\n\n\n<li>Shubhali xabarlardagi havolalar orqali o\u2018tmang.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">6. Faqat o\u2018z qurilmalaringizdan foydalaning<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Begona telefon yoki kompyuterlardan bank ilovalariga kirmang.<br>O\u2018z qurilmalaringizga albatta parol o\u2018rnating.<br>Agar telefoningiz yo\u2018qolsa \u2014 darhol bankka qo\u2018ng\u2018iroq qiling va ilovaga kirishni cheklang<\/p>\n\n\n\n<p class=\"is-style-plain wp-block-paragraph\"><strong>Asosiysi:<\/strong>Karta xavfsizligi \u2014 bu murakkab texnologiyalar emas, balki sizning e\u2019tiborli bo\u2018lishingizdir. Bitta ortiqcha bosilgan havola yoki aytilgan kod pulingizga tushishi mumkin. Keyinchalik oqibatlari bilan kurashgandan ko\u2018ra, vaziyatni qayta tekshirgan ma\u2019qul.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0421\u0435\u0433\u043e\u0434\u043d\u044f \u0434\u0435\u043d\u044c\u0433\u0438 \u043c\u043e\u0433\u0443\u0442 \u0443\u043a\u0440\u0430\u0441\u0442\u044c \u043d\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u0438\u0437 \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u0430, \u043d\u043e \u0438 \u043f\u0440\u044f\u043c\u043e \u0441 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u043a\u0430\u0440\u0442\u044b. \u041c\u043e\u0448\u0435\u043d\u043d\u0438\u043a\u0438 \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u043e \u043f\u0440\u0438\u0434\u0443\u043c\u044b\u0432\u0430\u044e\u0442 \u043d\u043e\u0432\u044b\u0435 \u0441\u0445\u0435\u043c\u044b, \u043f\u043e\u044d\u0442\u043e\u043c\u0443 \u0432\u0430\u0436\u043d\u043e \u0441\u043e\u0431\u043b\u044e\u0434\u0430\u0442\u044c \u0431\u0430\u0437\u043e\u0432\u044b\u0435 \u043f\u0440\u0430\u0432\u0438\u043b\u0430 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438. \u0412\u043e\u0442 \u0442\u043e, \u0447\u0442\u043e \u0440\u0435\u0430\u043b\u044c\u043d\u043e \u043f\u043e\u043c\u043e\u0433\u0430\u0435\u0442 \u043d\u0435 \u043f\u043e\u043f\u0430\u0441\u0442\u044c\u0441\u044f. 1. \u041d\u0438\u043a\u043e\u043c\u0443 \u043d\u0435 \u0441\u043e\u043e\u0431\u0449\u0430\u0439\u0442\u0435 \u0434\u0430\u043d\u043d\u044b\u0435 \u043a\u0430\u0440\u0442\u044b \u041f\u0418\u041d-\u043a\u043e\u0434, CVV\/CVC, \u0441\u0440\u043e\u043a \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044f \u2014 \u044d\u0442\u043e \u0441\u0442\u0440\u043e\u0433\u043e \u043b\u0438\u0447\u043d\u0430\u044f \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044f.\u0414\u0430\u0436\u0435 \u0435\u0441\u043b\u0438 \u0437\u0432\u043e\u043d\u044f\u0442 \u00ab\u0438\u0437 \u0431\u0430\u043d\u043a\u0430\u00bb \u0438 \u043f\u0443\u0433\u0430\u044e\u0442 \u0431\u043b\u043e\u043a\u0438\u0440\u043e\u0432\u043a\u043e\u0439 \u043a\u0430\u0440\u0442\u044b [&hellip;]<\/p>","protected":false},"featured_media":592,"template":"","news_category":[],"class_list":["post-591","news","type-news","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/kristalkredit.uz\/uz\/wp-json\/wp\/v2\/news\/591","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kristalkredit.uz\/uz\/wp-json\/wp\/v2\/news"}],"about":[{"href":"https:\/\/kristalkredit.uz\/uz\/wp-json\/wp\/v2\/types\/news"}],"version-history":[{"count":3,"href":"https:\/\/kristalkredit.uz\/uz\/wp-json\/wp\/v2\/news\/591\/revisions"}],"predecessor-version":[{"id":595,"href":"https:\/\/kristalkredit.uz\/uz\/wp-json\/wp\/v2\/news\/591\/revisions\/595"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kristalkredit.uz\/uz\/wp-json\/wp\/v2\/media\/592"}],"wp:attachment":[{"href":"https:\/\/kristalkredit.uz\/uz\/wp-json\/wp\/v2\/media?parent=591"}],"wp:term":[{"taxonomy":"news_category","embeddable":true,"href":"https:\/\/kristalkredit.uz\/uz\/wp-json\/wp\/v2\/news_category?post=591"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}